Recent Articles
4 Reasons NOT To Make A Large Mortgage Down Payment
We can't predict mortgage rates and the changes mortgage rates make from day to day and month to month; however, we can predict the mortgage loan trends as lenders and legislators create the lending guidelines that affect your mortgage. Read More
Published on 11/06/2023
Pre-Approval or Pre-Qualification
The difference between a prequalification and a pre-approval could make or break the deal that you are working on and waste a considerable amount of time. If, like so many, you are confused about the two, we explain the difference and why lack of understanding could mean disaster for the new home buyer.
Published on 11/06/2023
Mortgages: Mastering the Art of Homebuying: Strategies to Overcome Buyer Burnout
In the current real estate landscape, prospective homebuyers are finding themselves in a race against the clock, grappling with limited housing options, escalating interest rates on their mortgage loan approval, and cutthroat competition. As the phenomenon of "buyer burnout" gains prominence, industry experts are stepping in to offer a lifeline, guiding hopeful home seekers through the challenges and uncertainties of today's housing market and the mortgage process.
Published on 11/06/2023
3 Important Gift Money Tips
Many people have money to use gift funds for their mortgage down payment or closing costs that come in the from of a gift. While mattress money typically cannot be used for a down payment or gift, neither can money saved from untaxed income or funds not disclosed through a bank account. Here are some tips to understand gift funds BEFORE your apply with disclosure that you are using it:
Published on 11/06/2023
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy
Concerned about whether you can get a home loan after filing chapter 13? We're here to help! Learn how to prepare for a loan after filing bankruptcy.
Published on 11/01/2023
Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting
Watch out for these signs on your next home tour! It could save you money and headaches.
Published on 10/25/2023
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home
Multi-generational living is not just about cutting costs but also about creating a richer, more fulfilling, and affordable life for multiple generations under one roof.
Published on 10/18/2023
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
ARM loans have been talked about a lot more these days, thanks to their low rates. Here's what you need to know about potential risks and benefits.
Published on 10/11/2023
Cash Flow Tips: Creative Ways to Monetize Your Home Beyond Equity!
Check out these creative ways that you can earn income with your home beyond building equity (without taking on renters!).
Published on 10/04/2023